How to Open a Paypal Account in Nigeria 2023 (Send and Receive Money Easily)

PayPal is a worldwide installment administration; that is, you can send and get cash from any place on the planet through PayPal.  PayPal, be that as it may, limits its administration in certain areas like Nigeria.

Assuming that you are a Nigerian, when you visit the PayPal site, you will figure out that you can open an individual record that can send cash yet can't get it. PayPal really expresses that you should enroll your PayPal account in the country/area you live.

Since Nigerians can't get cash from PayPal, this article will direct you to open a PayPal account that gets cash in Nigeria.

How Does PayPal Work?

PayPal is a worldwide internet business empowering installments and cash moves to be made through the Web. It was established in 1998 by Pierre Omidyar, with its central command in San Jose, California. It has become one of the world's biggest Web installment organizations, handling around $20 billion in exchanges every year.

The organization offers administrations to shoppers and shippers that permit them to send and get installments on the web. Shoppers can involve PayPal as an electronic wallet to pay for labor and products on the Web, utilizing an email address or cell phone number as their username (ID) and secret phrase (PW).

PayPal administrations are accessible in Nigeria, however, you can't get cash from them. This article is for you to know how to pull out your PayPal assets to your financial balance.

   Types of PayPal Accounts

First, you have to know the kind of account you can open on PayPal. The type of account you open determines what you can do with the account. It determines if you will be able to accept payment or only send and purchase products with it.

  • Personal Account

The Personal account allows you to shop in your own country and worldwide from your computer or mobile device, all without disclosing your financial information to the sellers. This is the only type of account available in Nigeria.

Nigerians can only shop and send money with their PayPal account. But if you want to receive money with your PayPal account, stick around.

  • Business Account

The Business account gives you many more options than the personal account. You can accept payments and send invoices to your customers with a business account. It’s easier and more secure to sell to anyone, anywhere, and at any time.

Since the Business account is unavailable in Nigeria, you can open a PayPal account using another country’s domain.

How to Open a Paypal Account that Receives Money in Nigeria

To open a PayPal account in Nigeria, follow these steps thoroughly. First, if you type in your web browser from Nigeria, you will be redirected to The ng sub-domain indicates the user is from Nigeria. Here, you will find out that you can only open a personal account, and no business account is available for Nigerians.

To open a PayPal business account in Nigeria, follow these steps.

You can also choose other countries that accept PayPal, like But for this tutorial, we are opening a Lesotho PayPal account.

  • Create a Business account

From the Lesotho homepage, click on Sign Up from the top bar, choose Business Account, and click Continue.

  • Enter your first and last name, email, and password.

Click on Agree and Continue.

  • Activate your account

  • Enter your business details

Next, you will enter all the details about your company. Don’t forget you are creating a business account. The information you will be requesting includes;
Business Contact: Enter your First and Last Name.
Business Name: The name of your business.
Business Phone Number: Enter your Nigeria Phone number here.
Business Address: You can enter your Nigeria Address.
Date of birth: You enter your correct date of birth

Paypal is asking for more information about you on this page, including your date of birth and home address. If your home address is the same as your business address, you can click on the box that says the same as your business address. When you are done, click submit.

That’s all to create your active PayPal account in Nigeria. When you are done with everything, you should be taken to a welcome page that shows you all your account features.

Lastly, you should check your email for a confirmation message. You have to confirm your email to continue using PayPal.

PayPal Business Account Features

You can do a lot with your business PayPal account; the ones you want to use are listed below.

  • Request or send funds
  • Send an invoice
  • Integrate payment on the Website and so on

How to receive money with PayPal in Nigeria

Now that you have a PayPal account that can receive money in Nigeria. Now how do you withdraw your PayPal funds to your bank account? You can do this through various means listed below.

  • UBA Africard
  • VISA card (Access VISA card)

The most recommended method is to get a UBA Africard, also called a UBA prepaid card. Most people will tell you this is the only method, but I withdraw my PayPal funds using my Access Bank VISA debit card. I have not tried this with any other bank, but you can withdraw your funds using your Access debit card (VISA) if you have an Access bank account.


Is PayPal available in Nigeria?

Yes, you can open a PayPal account that sends and receives funds in Nigeria.

Can I use PayPal in Nigeria?

PayPal is now available in Nigeria, but you can only open a personal account. To open a PayPal account that can send and receive money in Nigeria, you have to follow the steps above.

Can I receive money with PayPal in Nigeria?

Yes, you can receive your PayPal funds into your UBA prepaid card or your standard Access debit card (VISA).

How does PayPal work in Nigeria?

PayPal allows Nigerians to register for a personal account in Nigeria. This account can only send money or purchase a product online. But there are ways you can create a PayPal account that receives money in Nigeria.

How to get a PayPal account in Nigeria?

To open a Paypal account in Nigeria (Personal account), visit If you want a PayPal account that receives money, you have to visit the PayPal URL of the country where the PayPal Business account is available.

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