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MTN MOMO – How to Refer & Earn upto 10k



MTN MOMO PSB is running a referral program which all MTN Users can participate to earn some referral rewards online.

With this referral program, you can refer your friends and family using MTN SIM and earn N500 per referral for each friends you refer.


The minimum referral per MTN SIM is 10 referral and the total amount you can earn referring with your SIM is a total of N5,000. Without wasting much time, let’s go into details…

About MOMO PSB & it Features

MoMo PSB brings one of the easiest and most convenient ways to bank in Nigeria. Some of its services include the collection of deposits and offering of digital accounts to banked and unbanked populations. In essence, it is providing financial services to Nigerians who would otherwise not have access to them.

  1. Store money safely — Secure your hard-earned cash with end-to-end encryption
  2. Transfer cash instantly — Transfer money to other MoMo wallets or send cash vouchers to any South African cellphone number
  3. Simplify your shopping — Scan QR codes to pay for products and services through MoMo partners
  4. Pay your bills — Keep your DStv, prepaid electricity, and other accounts up to date without hassle
  5. Buy airtime and bundles — Buy airtime and data, voice, and SMS bundles at no extra cost and get exclusive deals – even if you’re not with MTN

How To Register on MOMO PSB

  • Before you can participate in the MOMO Referral program, you must have an active Momo Wallet registered with MTN number. To do that, follow the procedures below:
  • Open your device dial pad, Dial *671# and Create 4 digit pin.
  • After that, you will receive a message saying you have successfully create a Momo Wallet.
  • The next thing is to fund your wallet with at least N100.
  • Open any mobile banking app, enter your phone number (9138562724) as account number without the first zero and select MOMO PSB as bank.
  • Complete the transaction to fund your MOMO Wallet.

Haven done that, you can start referring friends and family to earn N500 per referral.

How to Refer & Earn N500 per referral on MOMO PSB

To refer your friends and family to join MOMO PSB, you must have their phone number already. Dial *671*6# on your device and enter their number (the person you want to refer).

Complete the referral program by entering your four digit pin. Once done, you have successfully referred the person.

The next step to earn your N500 Reward is to instruct your referral to activate their wallet and deposit at least N100. Your referral should dial *671# on their device, create a four digit pin and deposit at least N100 or fund them yourself.

Thereafter, they should use the deposited money to buy airtime or data. Once done, the referral process is completed and the next is to expect your reward.

You will be credited with N100 after they purchased airtime/data as well as N500 additional bonus on Friday.

Things to Note about the MTN MOMO PSB Referral Program

Below are the things you should take note before joining the referral program:

  • The maximum number of people you can refer with your number is 10.
  • The maximum you can earn per sim is 5k.
  • Referral rewards are distributed on Friday (N500), N100 will be credited instantly after airtime/data purchase by your referral.
  • You can only refer MTN numbers.

    That’s all, do well to refer your friends and family only if you are interested in earning some amount of money online.

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